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Documents Required for Self-employed Applicants (Personal Loan)

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List of Documents Required for Self-employed Applicants Self-employed personal loan applicants are typically needed to submit the following documents along with a duly completed loan application form along with passport-sized photographs: Photo Identity Proof (Any one) Passport PAN Card Voter’s ID Aadhaar Card Driving License Address Proof (Any one) Passport Aadhaar Card Driving License Utility Bill (telephone, water,  electricity,  gas) – less than 2 months old Ration Card Proof of Residence Ownership (Any one) Property documents Maintenance bill Electricity bill Proof of Office Address and Ownership (Any one) Maintenance bill Property documents Electricity bill Proof of Business Existence (Any one) Copy of  GST registration Company registration license Shop establishment proof Income Proof Last 2 years  Income tax returns  of the applicant along with computation of income duly attested by a Chartered Accountant Audited balance sheet and Profit ...

Documents Required for Salaried Applicants (Personal Loan)

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List of Documents Required for Salaried Applicants Salaried individuals are required to submit the following documents along with a duly-filled personal loan application form: Photo Identity Proof (Any one): Passport PAN Card Voter’s ID Aadhar Card Driving License Address Proof (Any one): Passport Utility Bill (telephone, electricity, water, gas) – less than 2 months old Aadhaar Card Driving License Ration Card Income Proof : Salary slips  (Last 3 months) Bank statements for the last 3 to 6 months (showing salary credit) Tax Paid (Any one : IT returns (for 2 years) Form 16 Residence Ownership Proof (Any one) : Property documents Maintenance bill Electricity bill Proof of Job Continuity (Any one) : Current employment certificate Current job appointment letter (if more than 2 years have been spent in the same organisation) Experience certificate (previous employer’s relieving or appointment letter along with job certificate) Proof of Investment (if any)  – Fixed asse...

Documents Required for NRI Applicants

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List of Documents Required for NRI Applicants Document establishing KYC. Salary Certificate from employer stating in English the name (as per  passport ), designation,  passport number , date of joining, latest salary. Last 3 to 6 months’ salary slips reflecting variable components like incentives, overtime, etc. Latest IT Returns (for applicants filing IT returns in the country). For Self Employed NRIs, business documents like Trade License, Sponsor Agreement, Power of Attorney, etc. Copy of Passport showing the page of residence visa. Proof of employment by the Government of the residing country like work permit, labour contract, etc. Documents related to the Property with cost estimates from an Indian Architect or Engineer. For Salaried NRIs, income documents attested by embassy official required if there’s no documented evidence for salary credit or fund remittance to India is available. Bank statements copies from overseas of the past 6 months. Last 6 months’ ...

Documents Required for Home Loan in 2023

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15 Must Have Documents Required for Home Loan in 2023 1. Loan application form. 2. 3 photographs passport sized. 3. Identify proof. 4. Residence proof. 5. Bank Account Statement/Passbook for last 6 months. 6. Signature verification by bankers of the applicant. 7.Liabilities statement and Personal Assets. 8. Property detailed documents. 9. Salary Certificate (original) from employer. (salaried individuals) 10. Form 16/IT Returns for the past 2 financial years. (salaried individuals). 11. IT Returns/Assessment Orders copies of the last 3 years. (self – employed professionals). 12. Challans as proof of Advance Income Tax payment. (self – employed professionals). 13. Proof of business address for non-salaried individuals. (self – employed professionals). 14. IT returns/Assessment Orders copies of the last 3 years. (Self – Employed Businessmen). 15.Challans as proof of Advance Income Tax payment. (Self – Employed Businessmen).