Documents Required for Self-employed Applicants (Personal Loan)

List of Documents Required for Self-employed Applicants

Self-employed personal loan applicants are typically needed to submit the following documents along with a duly completed loan application form along with passport-sized photographs:

Photo Identity Proof (Any one)

Address Proof (Any one)

  • Passport
  • Aadhaar Card
  • Driving License
  • Utility Bill (telephone, water,  electricity,  gas) – less than 2 months old
  • Ration Card

Proof of Residence Ownership (Any one)

  • Property documents
  • Maintenance bill
  • Electricity bill

Proof of Office Address and Ownership (Any one)

  • Maintenance bill
  • Property documents
  • Electricity bill

Proof of Business Existence (Any one)

Income Proof

  • Last 2 years Income tax returns of the applicant along with computation of income duly attested by a Chartered Accountant
  • Audited balance sheet and Profit & Loss accounts, including tax audit report, if applicable
  • Savings/current account bank statement/ bank passbook for the past one year

Proof of Investment (in case any) – Investments such as fixed deposit, fixed assets, shares, etc.
Existing Loan Documents (in case any) – Payment Track Record and sanction letter
Photograph – Coloured passport size photographs

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